Quantum Business Checking

Our most popular business checking account with unlimited transactions, no fees and all services included*.

Designed to support you by providing flexible and secure banking solutions with features and tools built for modern businesses.

SMART BANKING FOR YOUR BUSINESS

Introducing Quantum Business Checking

An enhanced business checking account packed with benefits, designed to support and grow your business. Quantum offers flexibility, security, and low-cost banking with premium features and no hidden fees, all with an impressive min. daily balance of $25,000.

  • Unlimited Transactions: Conduct multiple transactions with no excess transaction fees.
  • No Cash Deposit Limits: Don't worry about limits or additional fees on a periodic cycle.
  • No ACH or RDC Fees: Free Automated Clearly House services and Remote Deposit Capture with no additional fees.
  • No Wire Transfer Fees: Send and receive wire transfers with zero transaction fees.
  • Fraud Protection: Protect your account with Positive Pay to help safeguard your business from fraud.
Quantum Business Checking

Account Highlights

No monthly maintenance fee ($125) when $25,000 minimum daily balance is maintained. Open an account with just $100!

Get access to preferential exchange rates for in-branch remittance services.

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SCHEDULE AN APPOINTMENT

Speak To An Expert

Want to learn more about Quantum Business Checking? You can connect directly with us by selecting one of the links below to schedule an appointment.

FAQS

About Business Checking Accounts

You’ll need the following:

  • Government-issued ID
  • Business license or articles of incorporation
  • Employer Identification Number (EIN)

The minimum initial deposit varies based on the type of business checking account you choose:

  • Basic Business Checking, Simple Business Checking, Elite Business Checking, Ultimate Business Checking, and Attorney Client Trust Checking: $100.
  • Analysis Business Checking Account: $500.
  • Interest Business Checking Account: $2,500.

For more details, explore our business checking account offers to find the right fit for your business needs.

Each business checking account offers a specific number of free transactions:

  • Basic Business Checking: 25 allowed transactions.
  • Simple Business Checking: 200 allowed transactions.
  • Elite Business Checking: 400 allowed transactions.
  • Ultimate Business Checking: 500 allowed transactions.
  • Interest Business Checking Account: 50 allowed transactions.
  • Attorney Client Trust Checking: Unlimited transactions.

Explore our business checking account options to determine which suits your transaction needs.

Yes, all SBIC customers can open a business checking account and access it online through our secure Business Online Banking platform. Manage your funds, monitor transactions, and utilize our convenient tools anytime, anywhere!

SBIC provides flexible overdraft protection options, including linking to savings accounts and overdraft credit lines.

Yes, the Attorney Client Trust Checking account is specifically designed for attorneys, offering unlimited transactions and no service fee.

SBIC offers promotions, including waived fees and cashback for new account holders.

Yes, our Interest Business Checking offers a rate of 0.15% for accounts with a minimum balance of $15,000.

SBIC reimburses* out-of-network ATM fees for eligible accounts.

Yes, you can send secure domestic and international wire transfers directly from your account.

Yes, but additional documentation and residency requirements may apply.

SBIC utilizes industry-standard encryption and multi-factor authentication to safeguard your data and transactions.

You can switch to a more advanced account type by contacting our support team.

Yes, our accounts integrate seamlessly with popular accounting platforms like QuickBooks and Xero.

Yes, SBIC allows businesses to open multiple accounts under a single EIN.

A service fee will apply, which varies by account type. (if applicable.) 

Use the branch locator tool on our website to find the nearest SBIC location.

Each additional transaction incurs a fee of $0.45.

Check Deposits limits $10,000 per day and $50,000 per month.

Visit your local branch or contact customer support to close your account accurately.

Access links to services, policies, and support. Open your business checking account and bank with ease today!


*For Quantum Business Checking, the bank reserves its discretion to move the account to a lower product type (Simple Business Checking) if the account does not maintain the stipulated average monthly balance for a continuous two months and applicable charges will be levied as per Simple Business Checking Product and would not include the benefits listed above. Remote Deposit Capture: single feed scanner free, preapproved deposit limits apply, ask for details. ACH Origination, preapproved payment limits apply, ask for details. Fraud Prevention Package includes, Positive Pay, ACH Positive Pay, ACH Block. Remittances-special rate considerations apply to In-Branch Transactions. Call your local Branch for details on rates. Additional fees/charges may apply. For further business account information and terms and conditions, visit sbical.bank, call toll-free 1.877.707.1995 or visit a location near you.