Open a Bank Account Online with SBIC Bank

Start your banking journey seamlessly. Opening an SBIC Bank account online just takes a few minutes, and no branch visit is required. Complete your application online, upload your documents, and fund your account securely from anywhere. 

SBIC ADVANTAGES: START BANKING IN MINUTES

Why Open an Account Online with SBIC Bank?

Banking with SBIC Bank means reliable service backed by over 200 years of SBI heritage, FDIC insurance up to $250,000, and a team dedicated to serving the diverse communities of California and beyond. 

Convenience and Accessibility

Convenience and Accessibility

Open and manage your account anytime, anywhere—from any device, with no branch visit required.

Diverse Options

Diverse Options

Checking, savings, money market accounts, and  CDs, SBIC Bank has you covered for every financial goal.

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Security You Can Count On

As an FDIC-insured bank, your deposits are protected up to $250,000, and your data is secured with industry-standard encryption.

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Quick & Easy Online Application

Complete your application in minutes, upload your documents, and fund your account, all online, all in one place.

YOUR OPTIONS

Types of Accounts You Can Open with SBIC Bank

At SBIC Bank, we have a variety of personal and business banking account options to meet all your financial goals:

Checking Accounts:
  • Active Account: A versatile account with extensive benefits, a debit card, unlimited transactions, and easy online access.
  • Remittance Registration: Ideal for customers who regularly send money to India or internationally via SendMoneyEZ®.
  • Senior Checking: Tailored for customers aged 62 years and older, with added perks and no monthly fee.
  • Student Checking: A no-minimum-balance account with no monthly fee for students aged 18–25.
Savings and Money Market Accounts:
  • Personal Savings: Low deposit requirements and competitive annual percentage yield (APY).
  • Vision Money Market: A Money Market Deposit Account offering competitive interest rates and low deposit thresholds.
Certificates of Deposit (CDs):

Lock in a competitive rate with a fixed-term CD, a secure, FDIC-insured savings option with no market risk. Available in a range of terms to fit your savings timeline.

OPEN AN ACCOUNT

How to Open Your Account

We make it easy to open an account with SBIC Bank.

To open an account online, follow these steps:

  • Choose your preferred account type: Once selected, complete the secure online application form.
  • Upload the required documents: You'll need a government-issued photo ID (e.g., Driver’s License, Passport), Social Security Number, proof of address (i.e., utility bill, rental agreement, etc.)
  • Fund your account and get started. It's that easy!

Open An Account

SBIC Bank

Customer Testimonials

Our customers are at the heart of everything we do. 

"Opening my account online was seamless. Their secure process and great service exceeded my expectations." 

Priya M

Customer Endorsements and Testimonials

SBIC Bank

Customer Testimonials

Here's what our customers are saying.

"I love the simplicity and accessibility SBIC offers. Their online banking is perfect for my needs." 

Rahul D

SBIC Bank

Customer Testimonials

Our customers are at the heart of everything we do. 

"Opening my account online was seamless. Their secure process and great service exceeded my expectations." 

Priya M

Customer Endorsements and Testimonials
SBIC Bank

Customer Testimonials

Here's what our customers are saying.

"I love the simplicity and accessibility SBIC offers. Their online banking is perfect for my needs." 

Rahul D

PREFER IN PERSON ASSISTANCE?

Visit an SBIC Bank Branch

Prefer to open your account in person? SBIC Bank operates several branch locations nationwide, with multilingual staff available in English, Hindi, and Punjabi. Find your nearest branch for addresses, hours, and directions.

Find Your Nearest Branch

EXPLORE

Our Banking Products

Expand your banking experience with these related services:

Personal Checking Accounts

Checking accounts designed for everyday banking, with options for students, seniors, and remittance customers.

Learn More

Business Banking Solutions

Checking, savings, CDs, and commercial lending solutions for California businesses.

Learn More

High-Yield Savings Accounts

Competitive CD rates and high-yield savings accounts, open online from anywhere in the U.S.

Learn More

FAQs

About Opening a New Account

No, there is no fee to open a checking or savings account with SBIC Bank. Several accounts, including Student Checking and Senior Checking, also carry no monthly maintenance fee.

Yes! Our Student Checking Account is available to students aged 18–25. It carries no monthly fee and no minimum balance requirement.

Opening online gives you 24/7 access to your account, a streamlined application from any device, and no branch visit required. Most accounts are funded and active within one business day.

Yes! SBIC Bank offers pre-arrival account options for Indian nationals moving to the U.S. on an F-1 or H-1B visa. Visit our Non-Resident Services page to learn more about the Global Start and Global Student checking accounts.